Remember: He’s smart

Matthew Hoy
By Matthew Hoy on February 26, 2010

Have you ever wondered why your flood insurance doesn’t pay off when your house burns to the ground?


Well, then you’re smarter than that guy in the White House.


When I was young, just got out of college, I had to buy auto insurance. I had a beat-up old car. And I won’t name the name of the insurance company, but there was a company — let’s call it Acme Insurance in Illinois. And I was paying my premiums every month. After about six months I got rear-ended and I called up Acme and said, I’d like to see if I can get my car repaired, and they laughed at me over the phone because really this was set up not to actually provide insurance; what it was set up was to meet the legal requirements. But it really wasn’t serious insurance.

Now, it’s one thing if you’ve got an old beat-up car that you can’t get fixed. It’s another thing if your kid is sick, or you’ve got breast cancer.

This just in: the state insurance minimums, which is what Obama certainly had if he was driving “a beat-up old car,” cover liability. Not comprehensive. Not collision.

I can see it now. Everyone is required to buy liability, comprehensive, collision, towing by the federal government because we don’t want stupid people to be confused. Yes, they’ll pay more, but they’re getting better insurance – whether they want it or not. Driving a 1978 Ford Pinto that requires you to park on a hill because the starter’s shot? Is the floor rusted almost clean through? Well, you definitely need collision coverage on that clunker.

Was Obama paying attention in driver’s ed? They cover this stuff there.

5 comments on “Remember: He’s smart”

  1. Take is a step further.

    If Mario Obama was rear-ended...then the other driver was responsible and the carrier for the other party would handle repairs to the Obamamobile directly. Whether he sprung for the Comp/Coll. coverage on his car is irrelevant to the argument.

    I'm betting the accident never took place. Someone should run a CIB Indexing to see whether any carriers reported the incident. Please...a liberal attorney rear-ended by another party. That's a money-maker. Just ask John Edwards...

    The Worm

  2. I'm so tire of EVERYONE--even conservatives--prefacing any assessment of Obama with "Of course, he's a very smart guy..."
    He's not smart enough to know socialism doesn't work. That puts him at about a high school sophomore level relative to me. Away from a prompter he's a train wreck, and his political moves have been so ham handed even the independents have pulled their heads out to take notice.

  3. Hoystory,
    Does it occur to you that the point Obama is trying to make isn't about auto insurance?

    Get a [expletive deleted] clue.

    1. Oh, I think everyone got Obama's point. The American people are as stupid as he is and don't know what they're buying so they must buy more expensive insurance than they have or even want. Yes, insurance premiums under Obamacare will go up for many, but that's OK because they'll be getting better insurance.

      You can ignore all that old talk about costs going down or being able to keep what you have or bending the cost curve down -- it's all for your own good.


🧵Please indulge me more on this topic: Yesterday's Bloomberg article misrepresenting Thune's comments on entitlement reform is part of a broader issue:
Most media coverage of Social Security, Medicare & unsustainable debt has long been narrative-driven and, yes, dishonest. (1/)

More broken accountability at the International Fact-Checking Network (@factchecknet) and the @Poynter Institute.

The IFCN allows people to register complaints about the its stable of "verified" signatories to its code of principles. @Google and @YouTube $hould pay attention.

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February 2010



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